All US citizens are now required to have a Passport or Enhanced Drivers License to re-enter the United States.  States that border Canada, including New York, have developed Enhanced Drivers Licenses which will have the required citizenship information embedded for travel in place of a passport. These cost slightly less than a Passport. Check with the NYS Department of Motor Vehicles for more information. 

http://www.nydmv.state.ny.us/edl-main.htm

Passenger travel insurance is recommended on all multi-day trips. Tours By Design can not always offer refunds for cancellations once we fall within 30 days of a Tour. Policies vary by trip and are found on the individual itineraries.

The best way to ensure a refund is to purchase separate Travel Insurance & Assistance. You can travel with ease thanks to insurance policies available through Access America. Access America has an award-winning reputation for service, and provides worry-free travel to millions of travelers around the world. 

ACCESS AMERICA

Protect your travel investment with travel insurance
Travel insurance is a great way to protect your travel investment. By choosing to offer travel insurance, your travel agent is providing you a financial safety net for most unforeseen travel inconveniences. Access America travel insurance plans have been created to suit most any traveler’s coverage needs. Many of our travel plans include benefits like:

- Trip Cancellation/Interruption
- Emergency Medical/Dental coverage
- Emergency Medical Transportation
- Baggage Loss/damage
- Travel Delay
- Travel Accident
- Rental car protection

And all of our plans come with our award-winning customer service! We also provide one of the largest lists of covered reasons for trip cancellation and trip
interruption including injury, illness, legal separation/divorce, strikes, natural disasters, bad
weather, jury duty, traffic accidents, normal pregnancy, job loss and more.*

Be sure to read the certificate of insurance and letter of confirmation for the specifics on what your plan covers. If you’re not satisfied, Access America will refund your insurance premium if you cancel your insurance within 10 days of purchase and have not filed a claim or departed on your trip.

Save money, safeguard your journey, and make your vacation memorable for all of the right reasons. Ask your travel agent which Access America plan is right for you.

* Please see Certificate of Insurance/Policy for exclusions, limitations and restrictions that may apply to the plan purchased.

Insurance coverage is underwritten by BCS Insurance Company, rated “A-“ (Excellent) by A.M. Best Co., under BCS Form No. 52.201 or 52.401, or Jefferson Insurance Company, rated “A” (Excellent) by A.M. Best Co., under Jefferson Form No. 101-C-XX-01 or 101-P-XX-01, depending on the insured’s state. Access America is a brand of World Access Service Corp., a company of Mondial Assistance. World Access Service Corp. is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between World Access Service Corp. and Jefferson Insurance Company.